10 Mistakes to Avoid in Personal Injury Claims in Calgary

Navigating the complexities of personal injury claims can be daunting. Too often, victims face the challenge of recovering from injuries while managing the legal intricacies of their claims. To help you secure the compensation you deserve, here are ten common mistakes to avoid when pursuing a personal injury claim.

1. Delaying Medical Treatment

One of the most critical mistakes is delaying medical treatment after an accident. This can jeopardize your health and weaken your personal injury claim. Insurance companies scrutinize medical records, and gaps in treatment can be used against you.

2. Failing to Document Evidence

Documentation is key in personal injury claims. Failing to gather and preserve evidence can significantly hinder your case. Take photos of the accident scene, obtain witness statements, and keep records of all medical treatments and expenses.

3. Not Reporting the Accident

It is essential to report any accident to the appropriate authorities, whether it’s the police or your insurance provider. Failing to do so can complicate your personal injury claim process and may result in denial of your claim.

4. Giving Recorded Statements Without Legal Advice

Insurance adjusters may request recorded statements shortly after an accident. Providing one without consulting a personal injury lawyer can be detrimental. You might inadvertently say something that undermines your claim. Always seek legal advice before speaking with insurance representatives.

5. Underestimating Your Injuries

It’s common to downplay injuries, especially if they seem minor at first. However, some injuries can manifest later. Be thorough in your assessment and consult with medical professionals to ensure you understand the full extent of your injuries.

6. Accepting the First Settlement Offer

Insurance companies often make initial settlement offers that may seem appealing. However, these offers are typically lower than what you may deserve. Consult with a personal injury lawyer to evaluate your case and negotiate a fair settlement.

7. Speaking to Insurance Adjusters Without Representation

Insurance adjusters are trained to minimize payouts. Speaking to them without legal representation can lead to misinterpretations and a lower settlement. Having a personal injury lawyer can help protect your interests.

8. Ignoring the Statute of Limitations

In Alberta, there is a two-year limitation period for filing personal injury claims. Ignoring this timeline could result in losing your right to compensation. Ensure you are aware of the deadlines associated with your case and act promptly.

9. Failing to Keep Records of Expenses

From medical bills to lost wages, keeping track of all expenses related to your injury is crucial. Failing to document these costs can make it challenging to prove your financial losses and affect your settlement amount.

10. Not Seeking Legal Assistance

Perhaps the most significant mistake is attempting to navigate the personal injury claims process alone. Personal injury law is complex, and having an experienced personal injury lawyer can make a substantial difference in the outcome of your claim. They can guide you through each step, ensuring you avoid common pitfalls. 

If you or a loved one has been injured and are considering a personal injury claim in Calgary, reach out to the professional team at Stephens Holman Devraj for expert guidance and support tailored to your situation. We are in NE Calgary and offer service in 8 languages, including French. Contact us today.